Chocolate Chip Banana Bread in 3 Easy Steps

There’s something magical about the smell of banana bread wafting through the kitchen, isn’t there? For me, it’s one of those comforting scents that instantly feels like home. I’ve been baking banana bread for years, tweaking recipes here and there, but this chocolate chip banana bread? Oh, this one is special. It’s moist, tender, and packed with just the right amount of melty chocolate chips to make every bite feel like a treat. It’s the kind of recipe that’s perfect for using up those overripe bananas sitting on your counter, and trust me, once you try it, you’ll never go back to plain banana bread again.

I first stumbled upon this version during a rainy afternoon when I was craving something sweet but didn’t want to spend hours in the kitchen. The result was so good that it’s now a staple in my baking rotation. What makes this chocolate chip banana bread stand out is its simplicity—just a handful of pantry staples—and the way the chocolate chips add a touch of indulgence without overpowering the banana flavor. Whether you’re a seasoned baker or just starting out, this recipe is foolproof and always a crowd-pleaser. So grab those bananas, and let’s bake something delicious!

Table of Contents

Why You’ll Love This Chocolate Chip Banana Bread

This isn’t just any banana bread—it’s the kind of recipe that makes people ask for seconds (and thirds). Here’s why it’s become my go-to:

  • Unbelievably moist: Those overripe bananas? They’re the secret weapon, giving the bread a tender crumb that stays fresh for days (if it lasts that long!).
  • Perfectly sweet: The chocolate chips melt into little pockets of joy, balancing the banana’s natural sweetness without being cloying.
  • Easy as can be: No fancy techniques here—just mix, pour, and bake. It’s forgiving enough for beginners but delicious enough to impress seasoned bakers.
  • Crowd-pleaser magic: Kids adore it, adults sneak extra slices, and it’s always the first thing to disappear at potlucks.
  • Pantry-friendly: You probably have everything you need already—those sad-looking bananas included!

Honestly, the hardest part? Waiting for it to cool before slicing (but no judgment if you sneak a warm bite—I always do).

Ingredients for Chocolate Chip Banana Bread

Gather these simple ingredients—you might already have most in your kitchen! The beauty of this recipe is how ordinary pantry staples transform into something extraordinary.

  • 3 ripe bananas, mashed: I mean really ripe—those black-speckled ones you were about to toss? Perfect. Mash them well with a fork until smooth with just a few lumps.
  • 1/2 cup melted butter: Unsalted, please! Let it cool slightly so it doesn’t cook the egg when mixed.
  • 1 cup sugar: Pack it lightly into your measuring cup—this isn’t the time to skimp on sweetness!
  • 1 egg, beaten: Room temperature blends smoother—just set it out when you preheat the oven.
  • 1 tsp vanilla extract: Splurge on pure vanilla if you can—it makes all the difference.
  • 1 1/2 cups all-purpose flour: Spoon it into the cup and level it off—no packing!
  • 1 tsp baking soda: Freshness matters here—check that expiration date.
  • 1/2 tsp salt: Just enough to balance the sweetness.
  • 1/2 cup chocolate chips: Semi-sweet are my favorite, but dark or milk work too!

See? Nothing fancy—just good old-fashioned ingredients ready to work their magic. If you can’t get enough of soft, moist quick breads, you’ll love our Easy Pumpkin Bread Recipe — it’s cozy, flavorful, and perfect for fall mornings or anytime you’re craving a sweet treat with coffee.

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chocolate chip banana bread

Chocolate Chip Banana Bread in 3 Easy Steps


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  • Author: Emma
  • Total Time: 70 minutes
  • Yield: 1 loaf
  • Diet: Vegetarian

Description

A moist and delicious banana bread packed with chocolate chips for extra sweetness.


Ingredients

  • 3 ripe bananas, mashed
  • 1/2 cup melted butter
  • 1 cup sugar
  • 1 egg, beaten
  • 1 tsp vanilla extract
  • 1 1/2 cups all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp salt
  • 1/2 cup chocolate chips


Instructions

  1. Preheat oven to 350°F (175°C). Grease a 9×5 inch loaf pan.
  2. In a large bowl, mix mashed bananas, melted butter, sugar, egg, and vanilla.
  3. In another bowl, whisk flour, baking soda, and salt.
  4. Combine wet and dry ingredients. Fold in chocolate chips.
  5. Pour batter into the loaf pan. Bake for 60 minutes or until a toothpick comes out clean.
  6. Let cool before slicing.

Notes

  • Use overripe bananas for the best flavor.
  • Add nuts if you prefer extra crunch.
  • Prep Time: 10 minutes
  • Cook Time: 60 minutes
  • Category: Dessert
  • Method: Baking
  • Cuisine: American

How to Make Chocolate Chip Banana Bread

Okay, let’s get baking! This recipe is so simple, but a few key steps make all the difference. Follow along, and you’ll have a perfect loaf in no time.

First things first: Preheat that oven to 350°F (175°C). Grease your 9×5 inch loaf pan really well—I like to use butter or a quick spritz of baking spray. Nothing worse than stubbornly stuck banana bread!

Now, the wet ingredients: In a big bowl, mash those bananas until they’re mostly smooth (little lumps are fine—they add character!). Add the slightly cooled melted butter, sugar, beaten egg, and vanilla. Stir it all together until it looks like a sweet, golden mess. Don’t overmix here—just get everything combined.

Dry ingredients next: In another bowl, whisk together the flour, baking soda, and salt. This ensures your leavening agents are evenly distributed—no bitter baking soda pockets!

The magic moment: Pour the dry ingredients into the wet mixture. Stir gently—just until the flour disappears. Overmixing makes tough banana bread, and we want tender! Now fold in those chocolate chips with a spatula. Resist eating half the batter—I know it’s tempting!

Into the oven: Pour the batter into your prepared pan and bake for about 60 minutes. Around the 50-minute mark, start checking with a toothpick—it should come out with just a few moist crumbs (not wet batter). The top should be golden brown and maybe cracked—that’s perfect!

Patience test: Let it cool in the pan for 10 minutes, then transfer to a wire rack. I know, I know—waiting is hard. But slicing too soon makes it crumble. Trust me, it’s worth the wait!

Tips for Perfect Chocolate Chip Banana Bread

After making this recipe more times than I can count, I’ve picked up a few tricks to guarantee bakery-worthy results every time. Take notes—these make all the difference!

  • Bananas must be overripe: I wait until they’re practically black—that’s when they’re sweetest and mash easiest. No ripe bananas? Pop unpeeled ones in a 300°F oven for 15 minutes to mimic the effect.
  • Fold, don’t beat: Stir the batter just until combined. Overmixing activates gluten, making your bread tough instead of tender.
  • Toast your nuts: Adding walnuts? Toast them first for deeper flavor. Just 5 minutes in a dry skillet makes them extra crunchy.
  • Cool completely: I know it’s hard, but let the loaf cool at least 30 minutes before slicing. Hot bread tears apart—waiting gives it time to set.
  • Slice smart: Use a serrated knife and gentle sawing motion for clean cuts through all those melty chocolate chips.

Follow these, and you’ll have banana bread that looks as good as it tastes—every single time.

chocolate chip banana bread - detail 1

Variations for Chocolate Chip Banana Bread

One of my favorite things about this recipe? How easily you can make it your own! Here are some delicious twists I’ve tried (and loved):

  • Nutty delight: Fold in 1/2 cup chopped walnuts or pecans with the chocolate chips—the crunch is heavenly!
  • Dark chocolate dreams: Swap semi-sweet chips for dark chocolate (70% cacao) for a slightly more sophisticated flavor.
  • Spiced version: Add 1 tsp cinnamon + 1/4 tsp nutmeg to the dry ingredients—warm spices pair beautifully with banana.
  • Double chocolate: Replace 1/4 cup flour with cocoa powder for an ultra-rich chocolate-banana combo.
  • Peanut butter swirl: Drop spoonfuls of peanut butter on the batter before baking, then swirl with a knife.

Don’t be afraid to experiment—the best recipes come from playing around!

Storing and Reheating Chocolate Chip Banana Bread

Let’s be real—this bread probably won’t last long, but if you somehow have leftovers, here’s how to keep them fresh and delicious. First, let the loaf cool completely—this prevents condensation from making it soggy. Then, wrap it tightly in plastic wrap or store it in an airtight container. It’ll stay moist at room temperature for 2-3 days, or you can pop it in the fridge for up to a week.

Want that just-baked warmth? Reheat individual slices in the microwave for 10-15 seconds, or toast them lightly in a toaster oven. The chocolate chips will get melty again, and the bread will feel like it’s fresh out of the oven. If you’re planning ahead, you can even freeze the whole loaf (wrap it in foil first) for up to 3 months—just thaw it at room temperature when the craving strikes!

Nutritional Information for Chocolate Chip Banana Bread

One slice of this chocolate chip banana bread (based on 12 slices per loaf) is a delicious treat that won’t derail your day. Here’s the breakdown:

  • Calories: 220
  • Fat: 8g (5g saturated)
  • Carbohydrates: 35g
  • Sugar: 15g
  • Protein: 3g
  • Fiber: 2g
  • Sodium: 200mg

Keep in mind, these are estimates—your results might vary slightly depending on the exact ingredients and brands you use. For example, swapping semi-sweet chocolate chips for dark chocolate could tweak the numbers a bit. But hey, it’s banana bread with chocolate chips—it’s worth every bite! Enjoy it as a sweet snack or with your morning coffee, guilt-free.

For more delicious baking inspiration, make sure to follow us on Pinterest — where we share the best banana bread twists, dessert loaf ideas, and home-baked comfort recipes you’ll want to save and try next.

Frequently Asked Questions About Chocolate Chip Banana Bread

I get asked about this recipe all the time—here are the answers to the most common questions that pop up!

Can I use frozen bananas?

Absolutely! Thaw them completely first, then drain any excess liquid. The riper they were before freezing, the better. Frozen bananas actually concentrate their sweetness—just mash them well!

Can I make this gluten-free?

You bet! Swap the all-purpose flour for your favorite gluten-free blend (I like ones with xanthan gum already added). The texture might be slightly different, but still delicious.

Why did my bread sink in the middle?

Usually means it needed a few more minutes baking or your baking soda was old. Next time, test with a toothpick until it comes out clean-ish (a few crumbs are fine).

Can I use oil instead of butter?

Yes—coconut oil or vegetable oil work fine (use same amount). Just know the flavor will be slightly different—butter gives that rich taste I love.

How ripe is “ripe enough” for bananas?

When they’re more brown than yellow and super soft! The blacker the peel, the sweeter the bread—don’t be shy with those spotty ones.

Share Your Chocolate Chip Banana Bread Experience

Nothing makes me happier than hearing how this recipe turns out in your kitchen! Did you add walnuts? Try it with dark chocolate? Maybe your kids helped mash the bananas? Leave a comment below—I read every one. And if you snap a photo, tag me on social media so I can see your delicious creations!

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